Why the Housing Market Feels Unfair Right Now and What to Do About It

Why the Housing Market Feels Unfair Right Now and What to Do About It

Shelby Pennix
Published on: 16/03/2026

Luxury homes are flying off the market while regular listings sit untouched. Shelby Pennix breaks down the K-shaped housing market and the strategies that are actually working for everyday buyers and sellers right now.

mortgage
The Home Sale Tax Rule That Has Not Changed Since 1997 and Why Long-Term Homeowners Should Be Paying Attention

The Home Sale Tax Rule That Has Not Changed Since 1997 and Why Long-Term Homeowners Should Be Paying Attention

Shelby Pennix
Published on: 16/03/2026

Lawmakers are debating updating the capital gains exclusion on home sales for the first time in nearly 30 years. Shelby Pennix explains what is being discussed and why long-term homeowners with significant equity need to start planning now.

mortgage
What a Buyer Leaning Market Really Means for Homebuyers (Leverage, Not Just Prices)

What a Buyer Leaning Market Really Means for Homebuyers (Leverage, Not Just Prices)

Shelby Pennix
Published on: 19/02/2026

A buyer leaning market is about leverage: longer days on market, more price reductions, and more seller concessions. Here is how buyers can negotiate smarter.

mortgage
The Fed Did Not Raise Rates, So Why Did Mortgage Rates Jump?

The Fed Did Not Raise Rates, So Why Did Mortgage Rates Jump?

Shelby Pennix
Published on: 19/02/2026

Mortgage rates can rise even when the Fed holds steady. Learn how the bond market and 10-year Treasury yield influence mortgage pricing, and what buyers should watch.

mortgage
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